RULES-BASED RECOVERY INTELLIGENCE PLATFORM

Recover More Value.
Build a Healthier Portfolio.

Bring account prioritization, supervised engagement and recovery workflows into one accountable workspace. Clear decisions. Human oversight. A complete record.

Invitation-only accessHuman reviewAuditable decisions
Portfolio overviewIllustrative sample data
OutstandingUGX 482.6m
Active cases128
PromisesUGX 36.2m
Review14
Aging by days past due
Case status
TEST-C-014UGX 18.4mHigh
TEST-C-009UGX 11.2mHigh
TEST-C-021UGX 7.9mMedium
TEST-C-003UGX 4.1mMedium
Account · TEST-B-014UGX 18.4m63 days past dueNext step: supervisor review

Contact blocked until policy verified

Illustrative sample data · fictional figures, not a live portfolio or performance result.

TURN COMPLEXITY INTO CLARITY

Intelligence for every step
of the recovery lifecycle.

Focus on the right accounts

Transparent rules rank work by human priority, account aging and restrictions.

Connect the entire workflow

Validated portfolio imports, assigned cases, notes, commitments and follow-ups.

Keep people in control

Independent review of repayment proposals and permission-checked supervisor intervention.

Make every decision traceable

Persisted assessments, currency-aware reporting and append-only audit history.

DESIGNED FOR INSTITUTIONAL OPERATIONS

BanksMicrofinance institutionsSACCOs & credit unionsLicensed recovery teams

Institution types, not customer endorsements.

FROM DATA TO RESOLUTION

One connected process.
An accountable next step.

  1. 01

    Ingest

    Map and validate authorized portfolio files. Review conflicts without overwriting records.

  2. 02

    Assess

    Prioritize cases with explainable rules and record policy-constrained recommendations.

  3. 03

    Supervise

    Document sessions, review proposed terms and preserve independent approval authority.

  4. 04

    Follow through

    Track promises and internal tasks. Report collections only when independently verified.

CONTROL IS NOT OPTIONAL

Built around institutional
responsibility.

Tenant-scoped records, invitation-only identities, permission checks and documented human decisions. Your institution establishes and reviews its legal policies.

  • Database-enforced tenant isolation
  • Role-scoped operational access
  • Append-only mutation audit
  • Independent compliance review

No certification or legal-compliance claim. Live telephony, bank feeds, payments and autonomous contact remain disabled pending approval and integration.

STRATUMIQ

Clarity at every layer.
Ownership at every level.

Purpose-built for authorized financial institutions and licensed recovery teams in Uganda and East Africa. Exportable source, PostgreSQL migrations and documented replacement interfaces support a path to user-controlled deployment. Production self-hosting and full restoration are not yet verified.

LET’S TALK ABOUT YOUR WORKFLOW

Explore StratumIQ
with your team.

No borrower data needed. Review account intelligence, supervisor control and your institution’s requirements.

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